FINANCING POLICY

ADLERS' OFFERS 6 MONTHS SAME AS CASH ON AMOUNTS OVER $1000, ON AMOUNTS UNDER $1000 , 90 DAYS SAME AS CASH ON APPROVED CREDIT. STRAIGHT FINANCING IS ALSO AVAILABLE, AS WELL AS A GENEROUS 6 MONTH LAYAWAY. LAYAWAYS ARE 20% DOWN AND MONTHLY PAYMENTS TO KEEP THE LAYAWAY ACTIVE. PLEASE CONTACT ONE OF ADLERS' SALES ASSOCIATES FOR INFORMATION.

COLORED GEM STONES

UNLESS OTHERWISE STATED, ANY COLORED GEMS HAVE PROBABLY BEEN SUBJECTED TO A STABLE AND POSSIBLY UNDETECTABLE COLOR ENHANCEMENT PROCESS. MANY VARIETIES OF COLORED GEMS ARE HEAT TREATED, DYED AND/OR IRRADIATED. EMERALDS ARE ASSUMED TO BE TREATED WITH A NON-PERMANENT SUBSTANCE SUCH AS OIL OR RESIN TO ENHANCE OVERALL APPEARANCE UNLESS OTHERWISE STATED. ALL PEARLS ARE ASSUMED TO BE CULTURED AND PROCESSED UNLESS OTHERWISE STATED. PREVAILING MARKET VALUES ARE BASED ON THESE PROCESSES WHICH ARE UNIVERSALLY PRACTICED AND ACCEPTE BY THE GEMS AND JEWELRY TRADE.

CUSTOM ORDER POLICY

WAXES WILL BE PAID FOR UP FRONT. AFTER APPROVAL OF WAX, 30% OF APPROXIMATE TOTAL PRICE WILL BE REQUIRED TO CONTINUE. ONCE COMPLETED, BALANCE DUE UPON DELIVERY. NO REFUNDS, CREDITS, OR EXCHANGES ON CUSTOM ORDERS.

GUARANTEE POLICY

MERCHANDISE IS GUARANTEED FQR 90 DAYS ON MANUFACTURER'S DEFECTS ONLY, NOT CUSTOMER ABUSE.

EXCHANGE POLICY

ALL SALES ARE FINAL UNLESS OTHERWISE STIPULATED BY ADLER'S. IF THE PURCHASER OF AN ITEM SO DESIRES, A HOUSE CREDIT WILL BE PLEASANTLY ISSUED WITHIN THIRTY (30) DAYS OF THE ORIGINAL SALES TRANSACTION IF THE ITEM HAS NOT BEEN USED OR WORN AND IS IN THE SAME CONDITION AS WHEN SOLD.

A HOUSE CREDIT IS TO BE USED WITHIN ONE YEAR OF DATE ISSUED.

THE RECIPIENT OF A GIFT PURCHASED FROM ADLER'S JEWELERS MAY EXCHANGE THE GIFT WITHIN THIRTY (30) DAYS OF THE ORIGINAL DATE OF TRANSACTION IF THE ITEM HAS NOT BEEN USED OR WORN AND IS IN THE SAME CONDITION AS WHEN SOLD FOR A HOUSE CREDIT. THERE ARE NO EXCHANGES, CASH REFUNDS OR CREDITS ISSUED ON SPECIAL ORDERS OR CUSTOM MADE ITEMS. THE ORIGINAL SALES RECEIPT MUST ACCOMPANY ANY AND ALL RETURN TRANSACTIONS MADE BY ANY PERSONS, INCLUDING THE RECIPIENT OF A GIFT.

LAYAWAY POLICY

MERCHANDISE MAY BE PLACED IN LAYAWAY WITH A MINIMUM OF 20% DOWN AND 5 EQUAL PAYMENTS TO FOLLOW. MERCHANDISE MUST BE PAID FOR PICKED AND UP WITHIN FIVE MONTHS OF INITIAL TRANSACTION OR CHRISTMAS EVE WHICH EVER COMES FIRST. IF MONTHLY PAYMENTS ARE NOT MADE OR ANY MERCHANDISE NOT PICKED UP WITHIN THE LAYAWAY PERIOD, THE MERCHANDISE WILL BE RETURNED TO STOCK AND ALL DEPOSITS WILL BE FORFEITED.

ALL RETURNED GOODS MUST BE ACCOMPANIED BY ORIGINAL RECEIPT.